E-commerce and online payments have become hugely relevant in the business world, thanks to their simplified processes, secure transactions, and speed in payment processing.

The most common online payment methods offer different benefits, depending on your business needs.

1. Credit or debit cards

It is perhaps the most straightforward and simple way to digitize your collection process. With a payment platform —for example, Ecart Pay— you can process the purchase of a product or service completely digitally. The most recognized brands globally in this field are Visa, Mastercard, and American Express.

2. Bank transfers

This method stands out for its security, as it is backed by banking entities. The customer makes an electronic transfer for the corresponding amount to the account indicated by the business.

3. Online payments without a card

Electronic wallets allow purchases to be made without the need for a linked card or bank account. Users can carry a balance within the wallet and pay directly from there. Subsequently, if they wish, they can transfer the funds to an associated bank account. Popular examples include Apple Pay, Google Pay, Samsung Pay, among others.

4. Cash on delivery

A traditional modality: the customer pays at the moment they receive their purchase. The delivery person collects the payment at the time of delivery.

5. Online payments with cash

Although it may seem contradictory, there are digital solutions that allow payment in cash after placing an order online. For example, through partnerships with convenience chains or stores —like Ecart Pay does with OXXO or ClubPago— a “payment link” can be generated that the customer takes to an authorized store, where they pay in cash. This method is very useful in contexts like Mexico, where a significant portion of the population still regularly uses cash.

Why choose a platform like Ecart Pay?

With Ecart Pay, you can offer all the payment methods mentioned above from a single platform. Our solution integrates easily with the main e-commerce plugins or, if you prefer, via API for a fully customized integration.

Moreover, even if your business does not have an online store, you can collect payments through personalized payment links, allowing you to receive payments quickly and securely.